How

Our Investment Philosophy

Placing your money under someone else’s care requires a huge degree of trust. To aid your decision, learn more about how we approach investing at
Chartered Capital.

How We Work

A Clearer Path

You may previously have faced challenges with investing or financial planning, or perhaps this is your first time seeking professional guidance about growing your wealth.

Whatever your reasons for considering this route, it’s important that you can place your full trust in whoever you choose to handle your finances.

Our investment philosophy stems from our managing director, Diarmuid Corcoran. Diarmuid’s long and varied career in financial services has afforded him both the skill and experience to know which strategies to use in any given situation.

Steering Diarmuid and the team in our approach are six key investment principles.

Standing Firm

What We Believe

Controlling Risk

Simply chasing return for return’s sake is never warranted or healthy. Every fund manager can and will have a lucky run of perfect timing or an unexplained period of outperformance. This should not be the basis of investment selection.

The Virtue of Patience

The risk of not being invested is a far greater threat to achieving financial objectives than investing at the wrong time. Remember this quote from billionaire investor Kenneth Fisher: “Timing the market is far less important than time in the market.”

Future-Focused

No investment portfolio should be overexposed to any particular sector, asset class, currency, or geographic location. But where possible, we encourage clients to consider investing responsibly in line with environmental, societal, and governance (ESG) factors.

Building The Right Team

No single investment manager can be an expert in all things, and we don’t have the resources to make individual stock selections in an informed and responsible way. We believe it’s far better to seek out those who are fully equipped to do this task instead.

Value For Your Money

In any strategy, managing expenses is important. But cost-saving considerations should not exclude investment managers who’ve performed consistently over the long term from being part of a well-balanced solution. Sometimes, the best costs a little extra.

The “Efficient Frontier”

Diversification is a key tenant of all successful investment, but this shouldn’t be at the exclusion of good performance. Establishing the “efficient frontier”, or the highest required return for the lowest possible risk, is a valuable exercise in creating any portfolio.


In Their Own Words

Our Clients Speak

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Insights

Finding greater financial success starts with being better informed. Here, we share wisdom and professional commentary on all the most important financial matters.

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What Clients Say

Not only did Diarmuid help me put together an easily understood investment / retirement plan, but equally importantly for me, he chased up all the loose ends to make sure the plans were executed in a timely manner - not my strong point!
Dr Heather Holloway, Consultant Gastroenterologist
I have known Diarmuid for many years and consider him to be extremely professional and completely trustworthy in all matters financial. He has always provided me with excellent service and advice and has helped me greatly to plan for my retirement. I look forward to working with Diarmuid and his team for many years to come!
Dermot Graham, Former AIB Head of Business Banking, Limerick, Clare & Tipperary
Chartered Capital has helped me to plan for my future, and has given me the confidence to go ahead and enjoy the rest of my life. They are very professional, attentive, and patient. They have always been there for both me, and my business, when I needed them most!
Liam Butler, Retired Business Owner
Chartered Capital provide me with high quality financial advice. Diarmuid’s experience as a Chartered Accountant is a great addition to the financial planning service that he and his team provides. I would happily recommend Chartered Capital to everyone who needs financial planning help.
Sean Stafford
The professional services provided by Chartered Capital are second to none. I have been very impressed with the quality of service that they provide and the advice they give. I would highly recommend them to anyone looking for a financial adviser in Ireland.
Killian Coleman
I was originally referred to Diarmuid by a colleague. Over the years he has given me some great insights and advice in terms of my investment options, planning my imminent return to Ireland, and my future retirement strategy. With his professionalism, knowledge, and experience, I’d have no problem recommending him to a friend or family member.
Colm Coyle

1000%

of clients believe that working with us has helped, or will help, them achieve their financial goals.

1000%

of clients would recommend us to their friends, family, or colleagues.